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Local card declined, direct access hard? cocodot does both
GeminiUpdated 2026-08

Gemini API Without a Google Account: Flash / 3.1 Pro / Flash-lite Pricing (2026)

Google's own API needs an overseas card and blocks some regions. cocodot serves Gemini at 90% of list, OpenAI-compatible, Alipay or card — Flash-lite from $0.23 per million tokens.

TL;DR: Two walls stand between many developers and Gemini: payment (overseas card required) and region availability. cocodot removes both with an OpenAI-compatible relay at **90% of list price**, Alipay or card, metered. Three tiers live: **Gemini 3.1 Flash-lite at $0.23/$1.35** per M tokens — the cheapest non-Chinese model on our menu — **Gemini 3 Flash $0.45/$2.7** for high-speed general work, and **Gemini 3.1 Pro $1.8/$10.8** for complex reasoning (inputs >200K: $3.6/$16.2). The $0.5 signup credit covers ~0.9M tokens on Flash-lite — trial first, pay later.

The two walls

Google AI Studio billing wants an overseas card; the API itself is unavailable in several regions. cocodot's answer is an official-relay, OpenAI-compatible endpoint: no Google account, no card gymnastics — change base_url and call.

Flash-lite: cheaper than most Chinese models

At $0.23/$1.35 it undercuts GLM-5.3 (~$1.2/$4.3) and Qwen3.8-Max by a wide margin while carrying Google-grade multilingual ability and world knowledge. For global content work, multilingual support bots and mass labeling, it is the value king.

How to split the three tiers

**Flash-lite**: high-volume, latency-sensitive, low-value-per-call work. **Flash**: the daily driver — chatbots, summarization, RAG generation. **Pro**: cross-document reasoning, complex agents, long-context analysis (mind the >200K tier, fully listed above).

Two-minute setup

OpenAI-compatible: base_url https://cocodot.co/api/ai/v1, model mgg-10 / mgg-7 / mgg-8 (names containing gemini auto-route). Any OpenAI SDK works — two config lines to migrate an existing project.

Gemini tiers on cocodot (USD per M tokens, 90% of list)

ModelIDIn / OutRole
Gemini 3.1 Flash-litemgg-10$0.23 / $1.35Cheapest overseas model: throughput, low latency
Gemini 3 Flashmgg-7$0.45 / $2.7High-speed general: chat, summaries, realtime
Gemini 3.1 Promgg-8$1.8 / $10.8 (>200K: $3.6/$16.2)Complex reasoning, long context

FAQ

Official models or degraded?

Official relay via licensed cloud vendors. Verify anytime with our open-source checker probe.cocodot.co — including against us.

Image input?

Gemini is natively multimodal; send images per the docs' image-input format. PDF/document input is not supported (upstream limitation) — text and images work normally.

Does the $0.5 trial credit apply?

Yes — Flash-lite and Flash are inside the trial tier. Verify your email, test end-to-end, then top up.

About cocodot

cocodot is a payment and AI access service for developers and cross-border teams in mainland China. It provides US-BIN virtual cards issued by a licensed institution — used to pay for overseas subscriptions and ad accounts — and an OpenAI-compatible AI API gateway for calling Claude, GPT and Gemini from within mainland China. Both share one wallet, funded by Alipay and accounted in USD. Card: $9.9 to open, 3% to load, 0% on spend, $1 per active card per month.

Service scope, pricing and limits →
Gemini API Without a Google Account: Flash / 3.1 Pro / Flash-lite Pricing (2026) · cocodot