Wise: How to Register and Get Paid in USD (A Beginner's Guide)
How to sign up for Wise, receive US dollars, and withdraw at the real exchange rate. A multi-currency account primer for freelancers and online businesses.
1. What Wise Does
A multi-currency account with the real mid-market exchange rate and low fees for sending and receiving money. It's a top choice for receiving USD, converting currency, and paying for global services.
2. Registration
Sign up with your email and complete identity verification (KYC — have your passport or ID ready). A personal account is enough to get started.
3. Receiving USD
Once set up, you get your own USD receiving details (account and routing number). Marketplace payouts and client payments can be sent straight in.
4. Converting and Withdrawing
Withdraw your USD income to your local bank account at the real exchange rate, with transparent fees and no hidden markup on the rate.
5. Closing the Loop
Spend (subscriptions, ad spend) with a cocodot card and get paid with Wise — money out and money in, all in one clean loop.