cocodot
FAQ

Top-ups, cards, refunds — your questions, answered

Where your money sits, whether you can get a refund, how to top up, who to ask for help — the most common questions, in plain language.

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The money sits on your own card

Your balance loads 100% onto a virtual card in your name, with funds held by a licensed card issuer — the platform never custodies or touches your spending principal.

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Every entry is visible

Top-ups, spend and fees are itemized in your dashboard, with every rate published up front — no hidden deductions.

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Use it free, then decide to top up

Register and try the VPN free first — confirm it works for you, then decide whether to top up. Zero-cost to start.

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A real person backs you up

Real human support on Telegram plus email tickets — if any step stalls, someone is there to handle it.

Trust you can verify yourself

The biggest risks with AI relays are silent model-downgrading and platforms vanishing with your prepaid balance. So we don't ask you to take our word — we make it verifiable.

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Operated by a registered overseas company

A real company entity behind it, traceable — not an individual taking WeChat payments. Running away has a real cost.

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Verify the model yourself — no downgrade

We open-sourced our test tool, LLMprobe — one command checks whether it's the real model with no downgrade. Run it on us, or on any other relay. Latest self-test: 87/100 (real Claude, no downgrade). We're not afraid of you testing — see the self-test guide.

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Transparent, pay-as-you-go pricing

Per-token billing, no minimum spend, price capped at the official rate. Balance and usage are visible in your console.

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Start small — don't stockpile

Everyone warns "don't prepay big". We say it first: top up ~$1, run it through, confirm it works — then scale up.

Frequently asked questions

Where does my topped-up money sit?+

Your top-up is prepaid spending credit that loads 100% onto a virtual card in your name, with card funds held by a licensed issuer — the platform doesn't custody or touch your spending principal. We suggest topping up as you go rather than pre-loading a large amount.

Can the platform tie up my balance?+

It doesn't pile up on the platform. Your balance can move to your own card anytime; the platform earns service fees (card issuance, transaction fees), it doesn't hold your principal. Every entry is auditable in your dashboard.

Can I get a refund if I can’t use it?+

Try the VPN free and confirm it works before buying. The card-issuance fee is a one-time cost: if the first step is charged but the card fails to issue, the system auto-refunds your balance within 24 hours. Balances can't be withdrawn to a bank account, but they load 100% onto your own card to spend — the money stays yours, returned as spending power.

Why top up with USDT / USDC?+

Because local cards cannot pay overseas, USDT / USDC is the most universal way to settle cross-border, converting to your USD balance on arrival. For your first time, start small (from $20) to confirm it credits, then add more as needed.

How can I make the first time smooth?+

We suggest: 1) try the VPN free and confirm it works; 2) top up a small amount first (from $20); 3) terms and fees are published, so read them first if you like; 4) human support is there to ask anytime. Step by step, it costs very little to start.

How do I reach support if something comes up?+

There’s a real-person Telegram group plus email tickets. If anything stalls — issuing, top-ups, node access — someone is there to handle it.

Verify with a small amount first

Top up a little, verify, then scale up — no crypto needed first

FAQ — Top-ups, Cards, Refunds & Where Your Money Sits | cocodot · cocodot